Chapter 97: “Promises of Pardon”
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Just when I thought that my creative juices had evaporated, I discovered yet another outlet. I was evolving into an allegorical electrician, and at the same time, a fundamental change in my health insurance threatened the fragile layer surrounding my internal wiring.
Eastern Maine Medical Center changed their insurance providers so they wouldn’t have to pay as much of the frontloaded costs. The new company offered a $1,000 “Choice Fund” at the start of each year ($2,000 for families). This ostensibly optimistic offering paid one hundred percent of any bills up front, and after, it was exhausted, then the policyholder would pay one hundred percent until their deductible was met. Then, and only if the person spent past their deductible, the insurance company would pay the expected eighty percent.